Financing concierge · Business purpose only
Business-Purpose Real Estate Financing, Structured Around the Opportunity
OC Private Money helps business owners and real estate investors evaluate financing needs, organize the details, and connect with experienced private lending professionals.
Scenarios we review
Every conversation starts with the transaction itself — the property, the purpose of the funds, and how the financing is repaid.
- 01Bridge FinancingTiming gap between a purchase, a payoff, or a planned refinance.
- 02Fix & FlipAcquisition plus renovation with a defined resale plan.
- 03ConstructionGround-up or substantial rebuild with a draw schedule.
- 04Commercial Real EstateRetail, office, industrial, or mixed-use collateral.
- 05Investment PropertyNon-owner-occupied residential or small income property.
- 06Land and DevelopmentParcels held or positioned for entitlement or a build.
- 07Business-Purpose Cash-OutEquity in owned real property directed to a business use.
How OC Private Money helps
A concierge role, deliberately narrow: understand the scenario, prepare it properly, and make the right introduction.
See the full processEvaluate
We start with the actual transaction — property, purpose, timing, and what the money needs to accomplish. If the scenario is outside business-purpose private capital, we say so early.
Structure
We help organize the details into a coherent picture: collateral, business purpose, sources and uses, and a repayment or exit plan a lending professional can review.
Introduce
When a scenario is a reasonable fit, we introduce you to an independent lending professional whose focus matches the property type and transaction.
Stay Involved
You keep one point of contact. We stay coordinated through the lender's process so questions and document requests do not stall the transaction.
Why work with Luis?
One person who understands the whole situation
A real estate investor and business owner who has worked through complex transactions, Luis reviews the scenario personally before any introduction is made. You are not routed through a call center or handed between departments.
Every scenario is read in full — property, business purpose, timing, and exit — before anything is organized for an independent lending professional.
About OC Private MoneyHave a transaction worth a conversation?
Share the property, the amount, the business purpose, and your timing. You will get a direct read on whether private capital fits — and what a lending professional would want to see.
Business-purpose financing only. All financing is subject to lender review, underwriting, and approval.