Financing Solutions
These are the business-purpose scenarios OC Private Money reviews. They are organized by the situation you are actually in — timing, project work, or the asset itself — because that is what determines which lending professional should see the file.
OC Private Money does not approve, price, fund, or service any of these. Every transaction is subject to an independent lender's review and underwriting.
01
When timing drives the transaction
The property or the opportunity will not wait for a conventional process. The question is whether the collateral and the exit support short-term private capital.
- Bridge Financing
- A gap between an acquisition, a payoff, and a planned sale or refinance.
- Cash-Out for Business Purposes
- Equity in owned real property directed toward a documented business use.
02
When the value comes from the work
Scope, budget, and schedule carry as much weight as the property. Lending professionals look closely at the plan and at who is executing it.
- Fix & Flip
- Acquisition plus renovation with a defined resale plan and timeline.
- Construction
- Ground-up or substantial rebuild with plans, permits, and a draw schedule.
03
When the asset defines the conversation
Property type, tenancy, entitlement status, and business purpose determine which lending professionals are appropriate for the transaction.
- Commercial Real Estate
- Retail, office, industrial, and mixed-use collateral.
- Investment Property
- Non-owner-occupied residential and small income property.
- Land and Development
- Parcels held or positioned for entitlement or a build.
Detail pages
Not sure which scenario fits?
Describe the transaction in plain terms. If private capital is not the right path, you will hear that directly.
Business-purpose financing only. All financing is subject to lender review, underwriting, and approval.